
About
Mortgage brokers get the best rates!
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When it comes to securing the best interest rate on your mortgage, working with a mortgage broker can make all the difference. While national, regional, and local banks offer mortgage loans, mortgages are not their primary focus. In contrast, mortgage lenders are specifically designed to provide home loans, and there are hundreds of them—each offering unique programs tailored to different borrower needs.

Meet Rhett Duleba – Owner & Mortgage Broker of Record
Rhett Duleba, owner and Mortgage Broker of Record at Smart Mortgage LLC, is dedicated to providing the most strategic and personalized mortgage planning available. He and his team take pride in offering smart, tailored solutions to meet your unique home financing needs.
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Rhett began his mortgage career in 2000 as a loan officer and has since dedicated over 20 years to mastering every facet of the mortgage industry. Having worked with both the nation’s largest banks and agile, specialized mortgage lenders, he brings a wealth of industry knowledge and experience to every transaction. By combining this expertise with Smart Mortgage LLC’s cutting-edge technology, Rhett ensures that every client receives the best loan structure and lowest possible interest rate for their financial situation.
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We invite you to schedule a time with Rhett to discuss your mortgage planning needs, or get started right away by applying online through the Purchase or Refinance links on our homepage.

Meet Mary Duleba – Loan Processor & Underwriter
Mary Duleba is a Kent State University School of Nursing graduate who transitioned from a successful nursing career to the mortgage industry. After retiring as a nurse, she dedicated the past decade to perfecting her skills as a loan processor and underwriter.
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Mary has worked with top-tier brokers, industry-leading lenders, and national banks, gaining extensive experience in mortgage processing and underwriting. Now, at Smart Mortgage LLC, she brings her expertise, professionalism, and keen attention to detail to ensure a seamless loan experience for every client.
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Mary and the Smart Mortgage LLC team are committed to providing exceptional customer service and the most strategic mortgage planning available. Let us help you secure the best loan for your needs!
